Zakat Calculator & Nisab Thresholds — Muslim 360

The Third Pillar

Private, Nisab-aware Zakat calculation.

Calculate your annual 2.5% Zakat obligation transparently on your device, with real-time Nisab evaluation for gold and silver, and zero transmission of your financial data.

Understand Your Annual Purification

Zakat is an obligatory act of worship purifying wealth and supporting the vulnerable. Muslim 360 guides you systematically through your liquid and trade assets, subtracts valid immediate liabilities, and compares your net total against the Nisab threshold.

Dual Nisab Standards (Gold & Silver)Reference classical thresholds: 85 grams of pure gold (approx. $7,225) or 595 grams of pure silver (approx. $625).

Comprehensive Asset CategoriesInput cash on hand, bank balances, precious jewelry held for investment, trade goods for resale, and deduct immediate personal liabilities.

100% Client-Side PrivacyYour numbers are processed solely on your device CPU. No bank accounts, income numbers, or net-worth metrics are ever transmitted or saved externally.

Use Zakat Calculator in Muslim 360

Zakatable Asset Categories Explained

Cash & Bank Balances

Physical cash in hand, checking accounts, and savings deposits.

Include all liquid funds held for personal or business reserve.

Gold Value (Grams or Currency)

Gold bars, coins, and jewelry held as investment/wealth.

Based on pure gold content. (Nisab threshold: 85 grams of pure gold).

Silver Value (Grams or Currency)

Silver bullion, coins, and utensils.

Nisab threshold: 595 grams of pure silver.

Business Merchandise & Trade Goods

Current wholesale market value of finished stock intended for sale.

Do not include fixed operational assets like machinery or store furniture.

Shares, Equities & Mutual Funds

Zakatable portion of market value or dividend accounts.

For short-term trading, use full market value. For long-term holding, zakatable proportion.

Owed Money Expected Soon

Debts owed to you that are genuinely expected to be recovered.

If recovery is in doubt, Zakat can be delayed until funds are actually received.

Immediate Debts & Expenses (Deduction)

Deduction

Bills, monthly rent, and debts due immediately in the current cycle.

Subtracts from your gross wealth to determine net zakatable assets.

Important Scholarly Disclaimer:Estimate your Zakat obligation based on the calculation method supported by the app. This calculator is provided for informational and estimation support only and does not constitute a formal religious verdict (fatwa). Consult a qualified scholar for questions about complex individual circumstances, long-term business debt, retirement funds, or real estate partnerships.

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